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An Insurance Career Provides:
 
 A Stimulating Work Environment
 Competitive Salaries & Commissions
 Part or Full Time Employment 
 People Contact
 Benefits
 Continuing Education Opportunities
Unlimited Career Potential

 

  
GENERAL REQUIREMENTS: Those who wish to engage in the Insurance business in New Jersey are required to attend a pre-licensing course and pass a state licensing exam. Our purpose is to is to prepare you for your state licensing exam(s). Upon completion of our course(s) you will be given a "Certificate of Completion" which is used to gain admission into the state exam.

* New Licensing & Continuing Education Requirements *

The New Jersey Department of Banking and Insurance adopted new producer licensing regulations that became effective on January 1, 2007. The new regulations lower the required classroom hours to 20 hours per licensing authority. Our schedules, as posted, have been adjusted to reflect the changes.  It is important to note that some of our courses exceed the new minimum requirements. We also now include Question and Answer Software or other study aids with every course registration at no additional cost.. 

WHO MUST BE LICENSED: Any person who engages in the solicitation, negotiation or effectuation of insurance coverages and/or receives any commissions, brokerage fee, compensation or other consideration MUST BE LICENSED in New Jersey.

In addition all Life Insurance Producers in New Jersey who want to sell variable products must obtain a Variable Life Insurance Producers License.  To obtain this license you must pass the NASD series 6 exam and file your registration number with the New Jersey Department of Banking and Insurance.    Please refer to Securities Courses for additional information.

CLASSROOM REQUIREMENTS:  

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Life Insurance Course 20 hours*

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Accident, Health & Sickness Insurance Course 20 hours

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Life, Accident, Health & Sickness Insurance Combo Course 40 hours
* Property & Casualty Insurance Course 40 hours*
* Title Insurance Licensing Courses 20 hours*

*Note:  When reviewing our schedules that our training programs exceed the state minimum required hours for these courses.

CONTINUING EDUCATION REQUIREMENTS
Once licensed, the New Jersey Department of Insurance requires that all Insurance producers obtain 48 Continuing Education Credits each two-year licensing period. Continuing Education credits are obtained by taking Insurance related seminars or programs at approved schools like the American School of Business.

COURSE TUITION & DISCOUNT PACKAGE 
The tuition for the Insurance courses includes a comprehensive Textbook, NJ Rules and Regulations, and our One Year Guarantee of Satisfaction. As a added bonus, we now include Question and Answer Software with every insurance course. 

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Life Insurance Course $249.00

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Accident & Health Insurance Course $249.00

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Life, Accident & Health Combined Course $349.00

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Property & Casualty Course $495.00

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Title Insurance Course  $395.00

Note: All Licensing Courses we offer include the NJ Licensing Laws at no additional cost.

**  Special Discount Package  **

Register and pay in full for Life, Accident, Health, Property & Casualty and pay only $795. 

INSURANCE COURSE OUTLINES:

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   Introduction to Insurance
* Insurance Regulations
* Life Insurance Basics
* Life Policy Underwriting, Issuance & Delivery
* Life Insurance Policies
* Life Policy Provisions
* Life Policy Options
* Annuities & Retirement 
* NJ Law Supplement
   

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   Introduction to Insurance
* Insurance Regulations
* Health Insurance Basics
* Health Policy Underwriting, Issuance & Delivery
* Health Policy Provisions
* Disability Income Insurance
* Medical Expense Insurance
* Senior Citizen Health Plans
* New Jersey Law Supplement
 

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   Introduction to Insurance
* State Insurance Regulation
* Insurance Basics
* The Standard Fire Policy
* Dwelling & Homeowners
* Personal Auto Insurance
* Misc. Personal Policies
* Commercial Package Policy 
* Commercial Property
* Commercial General Liability
* Commercial Auto
* Commercial  Crime & Fidelity Bonds
* Commercial Inland Marine
* Boiler & Machinery Coverage
* Farm & Crop Insurance
* Businessowners Policy
* Workers Compensation
* Miscellaneous Commercial 

Title Insurance Course Outline

* Introduction to Insurance
* Insurance Contracts
* Descriptions and Surveys
* Underwriting Practices
* Abstracting, Taxes & Liens
* Transfers & Riparian Rights
* State Insurance Regulations